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NYL CALCULATORS

"Only 48% of U.S. workers have tried to determine how much they will need to save for a comfortable retirement."
Source: Employee Benefit Research Institute, 2015

How much retirement income will you need? How much life insurance is enough? What type of IRA is right for you?

Our financial calculators are designed as educational tools to help you estimate answers to common financial questions. They are not intended to predict future returns or results. Simply click on one of the general financial topics below and you'll find a selection of easy-to-use calculators about related financial topics.

These calculators are hypothetical examples used for illustrative purposes and do not represent the performance of any specific investment or product. Rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk of loss. Actual results will vary.

Life Insurance

How much Life Insurance do I need?
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Spending Habits

How much am I spending?
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Tax Deferral

Taxable vs. tax-advantaged savings?
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Savings in Retirement

I'm retired, how long will my savings last?
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Annuity Tax Advantages

What are the tax advantages of an annuity?
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Current Retirement Savings

Are my current retirement savings sufficient?
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Burial and Final Expenses

What are my needs for burial and final expenses?
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Annual Percentage Rate

Will I save money if I pay my premium in a lump sum or in installments?
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Annuity Value

What is the future value of an annuity?
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Savings Goals

How much should I save to reach my goal?
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Risk Tolerance

What is your risk tolerance?
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529 College Savings Plan

What are the advantages of a 529 college savings plan?
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Life Insurance Proceeds

How long will my current life insurance proceeds last?
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Long-Term Care

How to help cover the cost of taking care of yourself when you no long can?
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Retirement Income and 401(k)

How much retirement income can I expect from my 401(k)?
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